Reminders: enter a bill that must be paid in the future, and ask PMT xl to remind you about it a number of days in advance

Summary balance sheet and income/expense statement shows you where you stand, and provides for comparisons with your budget on a current month or year to date basis.

Overdraft warnings: set PMT xl to warn you a number of days in advance if one of your bank accounts has a negative balance, or one of your credit cards is approaching your credit limit.

Easy reconciliation with your bank statements

Multiple databases: PMT xl supports up to 20 different databases. You can keep track of money for more than one person, or to keep your personal and business accounts separate. You can also save your records from previous years in the additional databases.

Multiple Currencies: PMT xl supports transactions in foreign currencies being converted into your local currency, and supports accounts that maintain their balances in foreign currencies.

Easy sharing of accounts between two different handhelds (lets two users keep track of joint accounts).

Support for 5 way navigation keys on devices that have them, and mapping of 5 way functions for devices that don't.

Full support of extended displays in both portrait and landscape modes for the Tungsten T3 and Sony Clie.